The volatility of corporate results strictly depends on the risks associated with a strategy, a project or the entire business / organizational model.
Many risks are necessary to achieve business results, and DIGITALEA helps customers understand the price at which it is right to hold them, possibly mitigating them, or for example to sell them to an insurance company.
DIGITALEA, with a 360 ° service, supports companies in making decisions by providing evaluations, simulations and technical analyzes based on innovative models and methodologies.
The "Risk Appetite Framework" or "RAF" is the set of rules, methods, metrics and processes through which companies can define their risk appetite (so-called Risk Appetite) and place it in relation to the strategic objectives they intend to pursue and with its own capital adequacy constraints.
The Risk Appetite Framework (RAF) is a very effective governance and decision support tool and, in other words, defines how much the company is "willing" to risk to achieve certain results.
It can be expressed qualitatively but even better if quantitatively (on the basis of financial quantities, see the example of the next slide).
The Alpha company has established that its Risk Profile, even in conditions of stress scenarios, complies with the minimum requirements relating to the following areas by defining metrics and monitoring indicators for each area.
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VALUE CREATION
With reference to the risk management area, we offer a scalable consultancy approach that allows, even for the more undecided customer, to start testing the benefits of our model by supporting very affordable costs.
Thanks to a constant support in risk monitoring and controlling the correct operation of the model, Customers progressively take evidence of the usefulness of our solution and are accompanied in subsequent model upgrades, each of which brings additional benefits.
There is no strategy that is not accompanied by a component of uncertainty and unpredictability; and, equally, there is no uncertainty that does not foresee a certain percentage of risk.
RISK & STRATEGY
RISK APPETITE FRAMEWORK
STRATEGIC OUTPUTS OF GREAT VALUE
RISK MANAGER
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SERVICE
Digitàlea supports companies by providing an outsourced Risk Management Team capable of providing support to management and top management with a FLAT service that includes :
Recurring activities
Monitoring of the risks present in the mapping
Update of the risk management system
Emerging risks (scenario analysis)
Quarterly reporting
Spot activity
Optimal insurance plan construction
Business Continuity Plan
Preparation of the budget
Risk analysis of a project / contract
Choice between alternative strategies
3
BEST RATIO
WITH BANKS
4
MORE ATTRACTIVITY
TOWARDS INVESTORS
5
CAPITALIZATION
6
STABILIZATION
CASH FLOWS
